A thumb injury claim is a very specific type of finger injury claim. The reason it is put in a category of its own and not filed under hand or even finger injury claims is because any injury to the thumb can be incapacitating. The thumb is a crucial digit. Without it we would not be able to grasp any item, making it almost impossible to write, use common tools, or perform many other everyday tasks.
If your thumb was injured in an accident caused by another person’s carelessness or negligence, you may be able to file a thumb injury claim for compensation.
Causes Of No-Fault Thumb Injury Claims
A simple fall can cause an injury to any part of the hand, including the thumb. However, you cannot file a compensation claim for a thumb injury that was caused by your carelessness or mistake. You can only claim compensation for a thumb injury caused because of somebody else’s negligence or mistake.
Some common causes of thumb injury claims include:
- Faulty equipment in the workplace
- Inadequate on-the-job training by the employer
- Lack of appropriate personal protective equipment
- Vibration white finger or other types of repetitive strain injuries
- Road traffic accidents
- Slips, trips, or fall accidents caused by wet flooring, broken pavements, or slippery surfaces
- Sporting injuries, particularly in contact sports
These accidents can cause different types of thumb injuries from mild sprains, strains, and bruises to more severe lacerations, soft tissue damage, dislocation, or fractured/broken bones. In a worst-case scenario, if the thumb is injured beyond repair, it may need to be amputated.
What To Do After A Thumb Injury
Your first priority should be to seek medical treatment for your injured thumb. We cannot emphasise this enough. You should see a doctor even if the injury seems to be mild at first. Receiving medical treatment immediately after the accident serves as a confirmation of your injury. This can be very helpful for your thumb injury claim should you decide to pursue one at a later date.
If you’ve injured your thumb at work, make sure that you file a written report in your works accident book and get a signed copy for yourself. This makes it difficult for an employer to deny that the accident ever actually happened.
If you’re able to do so, use your phone to get photographs and even video of the scene of the accident. Photographic or video evidence can provide irrefutable proof of the cause of the thumb injury, which can increase your chances of receiving compensation.
Ask for contact details of anybody who witnessed the accident as they could provide statements corroborating your story, boosting your chances of winning the thumb injury compensation claim.
Get in touch with a personal injury solicitor for expert legal advice on how to proceed. Thumb injury claims should be filed within three years of the accident happening or from when the injury was diagnosed. It can take time to gather all the evidence needed and put together a strong claim, which is why you shouldn’t wait too long to seek legal advice.
Making A Thumb Injury Claim
Most Personal injury solicitors offer accident victims a free consultation. This allows the solicitor to discuss the circumstances leading to your thumb injury and give you their expert opinion on whether or not a thumb injury claim should be pursued.
If, after going through all the details and any evidence you might have gathered, the solicitor determines that you don’t have a strong case, they may advise you to not take it any further. However, if the solicitor concludes that you have a strong case, they will likely advise you to go ahead with making a thumb injury claim and offer their services using a No Win No Fee agreement.
Our No Win No Fee agreement essentially states that your compensation claim would be processed by the solicitor handling your thumb injury claim without taking any upfront fees. To put concisely you would not pay a penny until the claim is settled in your favour and the compensation settlement has been received. The fee is simply deducted from the compensation and is calculated as a set percentage.
A No Win No Fee agreement works in the claimants’ favour as they receive expert legal advice and representation without taking any financial risks or paying any out of pocket expenses.
How Much Compensation For A Thumb Injury?
To calculate the maximum compensation to ask for, your solicitor may ask a medical expert to examine your thumb injury reporting the nature and extent of the injury, the type and cost of treatment that may be necessary for a full recovery, the projected cost of long-term treatment, and potential permanent partial or total loss of hand function. All of these will factor into calculating the total thumb injury compensation you can claim for, with the highest amount being awarded in case of amputation or permanent disability of the thumb.
Average Thumb Injury Compensation Amounts
The compensation amounts shown below relate to pain and suffering, your solicitor will also calculate and claim compensation for actual medical and travel costs related to the injury, loss of income from missing work, loss of amenity, cost of assistive devices, and any other costs arising from the thumb injury.
- Loss of thumb: In the region of £30,300 to £46,780.
- Very serious thumb injury: £16,720 to £29,860. Examples being a thumb severed at the base and grafted back but is basically useless, or an amputated thumb through the interphalangeal joint .
- Serious thumb injury: £10,750 to £14,310. Examples being nerve damage, amputation of the tip of the thumb, or a fracture, resulting in over-sensitivity, impaired grip.
- Moderate thumb injury: £8,250 to £10,750. Examples being tendon or nerve damage, impairment of function and sensitivity, thumb deformity.
- Minor thumb injury: Up to £4,055. Examples being fractures that have healed in six months, tenderness, scarring.
If you have suffered a thumb injury and would like to discuss making a thumb injury claim with a personal injury solicitor today, or at a convenient time for you then please don’t hesitate to contact us now to arrange a free consultation.