Cycling is a very popular activity in the UK. While some cycle out of necessity, some choose to bike to work, some use cycling to get fit, and some choose to cycle to be more environmentally friendly. While it would be nice to think that riding a bike is safe all of the time, cycling accidents do happen and often involve other road users and vehicles like lorries, cars and buses. Importantly, if you have been injured in a cycling accident caused by somebody else, you may be eligible to make a bicycle accident claim for compensation.
We are fortunate to have a team of experienced personal injury solicitors who have been representing clients for many years now. If they agree to represent you, you’ll benefit from a No Win No Fee service meaning solicitor’s fees aren’t payable unless you are compensated.
After you have completed our guide, and you’d like to discuss the process of making a bike accident claim in more detail, you can call us on 0800 6524 881.
Table of contents
- Am I Eligible To Make A Bicycle Accident Compensation Claim?
- Common Causes Of Bicycle Accident Claims
- Common Injuries Suffered By Cyclists
- How Much Compensation For A Bicycle Accident Could I Claim?
- Bicycle Accident Compensation Calculator
- Evidence To Support A Bicycle Accident Claim
- Time Limits For Claiming Bicycle Accident Compensation
- Starting The Bicycle Accident Claims Process
It is important to understand that all road users owe each other a duty of care to try and keep each other safe on the roads. That means they must use the roads safely, pay attention to others around them and not act aggressively. To be eligible to claim compensation for any cycling injuries you sustain, you’ll need to prove that:
- The other road user was negligent in some way; and
- They caused you to have an accident on your bicycle;
- You were injured because of their actions.
If you’d like to speak with an experienced claims advisor to check your eligibility to make a bicycle accident compensation claim, please don’t hesitate to contact us today.
Even if you feel you were partially at fault, it may still be possible to claim compensation for a cycling accident. Under the principle of “contributory negligence“, you could still receive compensation as long as the other party involved in the accident is also found to have caused your bicycle accident.
An example of contributory negligence in a bicycle accident claim would be if a cyclist was riding a bike at night without using any lights, and was hit by a car. If the driver of the car was found to be driving carelessly, they would likely be considered the main cause of the accident. However, the cyclist’s lack of lights could also be considered a contributing factor. In this example, contributory negligence would come into play, and the compensation awarded to the cyclist would be reduced to reflect their own responsibility for their injuries.
If you have any concerns about your eligibility to make a bicycle accident claim or how contributory negligence may impact a compensation payout, please reach out to our personal injury solicitors for free advice.
While bicycle accidents can simply just happen, if all road users drive or ride with care and attention, avoidable accidents and injuries shouldn’t really happen. However, you’ll probably have witnessed negligence on the road on many occasions. Here are some common causes of cycling accidents for which you may be eligible to claim compensation:
- Cyclists hit by a car or other vehicle due to careless/reckless driving.
- Dooring accidents where a cyclist is hit by a car door by a driver or passenger.
- Injuries caused by road rage.
- Pedestrians or other cyclists not paying attention causing a collision.
- Where a cyclist is injured due to hitting a pothole on the road or pavement.
- Dogs that are not under control running into the path of a cyclist causing them to fall off the bike.
- Cyclists hit at zebra crossings, junctions or roundabouts.
Remember, as well as proving that the other road user was responsible for your bike accident, you must be able to prove the extent of your injuries in a cycling accident claim. Therefore, we would always advise you to visit a minor injuries unit, your GP, or a hospital for treatment.
Minor injuries can include bruises, cuts, scrapes, and sprains as well as deep lacerations and gashes that may be followed by heavy bleeding. Even though the majority of cyclists hurt by cars only sustain minor injuries, these wounds can result in lasting scarring for the victims. No matter how serious the injuries, being in a traffic accident also affects the victim’s emotional health.
A cyclist can easily sustain fractured bones in an RTA even if the motorist was moving slowly due to the weight of the vehicle and how the hit occurred. In addition to potentially requiring considerable medical care, broken bones can significantly affect a person’s life and day-to-day functioning.
Sometimes when a cyclist is hit by a motor vehicle, their whole body strikes the ground with a lot of force. Because the accident happens so quickly, there’s little time to react and break the fall. Typically, cyclists have little other protection than a cycle helmet to protect their head, neck, and spine from the pavement or road below, which increases the risk of serious head and brain injuries as well as spine injuries.
After being involved in an RTA, cyclists can suffer from long-term emotional stress, anxiety, or other psychological injuries. You may be experiencing a psychological injury if you feel too afraid to ride your bicycle after an accident, for which you may be able to claim compensation.
In the UK, far too many cyclists are killed on the roads. Government figures show that 141 pedal cyclists were killed in Great Britain in 2020, not to mention over 4,000 serious injuries, despite the fact that it was a very low-traffic year due to the pandemic. Of course, this does not imply that every death was the result of negligence by somebody else.
If you or a loved one has suffered any of the above injuries (or others) as a cyclist and you believe somebody else to be the cause, contact our team today to see how we can help.
Bicycle and cycling accident claims are made up of many different elements. That means it’s difficult to calculate how much compensation for a bike accident you might be paid until everything has been reviewed by a specialist. To give you some idea of what could be included in a claim, take a look at the following list:
- Personal and psychological injuries.
- The cost of repairing or replacing your bicycle.
- The replacement cost for any personal property damaged in the cycle accident.
- Any other expenses linked to your injuries such as care costs or loss of earnings compensation.
When you get in touch with our team, a claims advisor will listen to what’s happened and explain your options. Their advice is free so don’t hesitate to give us a call to see if you could start a bike accident claim. If your case is suitable, we could appoint a No Win No Fee solicitor right away.
In this section, we’re going to look at compensation amounts for injuries from bicycle accidents. As we have alluded to already, settlements will vary because they are linked to the severity of your injuries. Therefore, while you can use our bicycle accident compensation calculator below, the payout amounts should be used for guidance only until your case has been properly assessed.
Due to the number of different injuries from a bicycle accident that are possible, they’re not all listed in our compensation calculator. If you’d like to know what your injury could be worth, please call today for a free case review. Also, please remember these figures are average compensation estimates only. Should your case be won, there is no guarantee that you’ll receive the figures listed above.
Regardless of how your bicycle accident happened, you should try and take steps to help prove what happened, who caused the accident and how you suffered to support your compensation claim. There are many ways to do this including:
- Asking for the contact details of any witnesses to the bicycle accident.
- Seeking copies of dashcam footage or CCTV footage if there is any.
- Visiting A&E to have your injuries treated if an ambulance wasn’t called.
- Reporting the cycle accident to the police if the accident happened because of dangerous or aggressive driving.
- Take pictures at the accident scene to show the road layout and where your bicycle (as well as the other vehicles) ended up.
- Swapping details with the other road users involved and noting their vehicle registration number.
All of this information could go some way to substantiating a bicycle accident compensation claim if you go on to make one. We are happy to go through any evidence with you to see if you’re likely to have a successful claim. Please call our specialists if you would like to discuss your options.
When making a bicycle accident claim as an adult, you’ll have 3-years to do so. This, in most cases, will begin from the date the accident happened, or from when the injury caused by the accident was diagnosed. One exception is where child cyclists are injured. If that’s the case, a litigation friend can represent them in a claim. The time limit does not apply so long as the claim is started before the child’s 18th birthday. If no claim is made, when the child becomes an adult, they’ll have until their 21st birthday to file their own claim.
Where a cycle accident claim is started and the defendant admits liability for everything straight away, the whole case could be settled in a few months. However, many cases involve negotiation over blame or injuries and require further evidence. Where this is the case, the amount of time required to finalise everything can go beyond a year.
We advise that you start your cycle accident claim as soon as possible. By doing so, you’ll give your solicitor plenty of time to collate all of the evidence needed to support your case. Furthermore, you’ll find the process easier while everything is still fresh in your mind.
Please call today and ask for a free review of your case. There’s no obligation to proceed with a bicycle accident claim and you won’t be charged for our service even if you don’t go on to claim.
It is important to point out that we can help you claim if a loved one has been involved in a fatal accident on their bike. While no amount of money will cover your loss, claiming compensation could help you cope a little better with expenses such as funeral arrangements. It’s especially true if you and your family relied on the victim financially.
We believe a personal injury solicitor gives you the best opportunity of making a successful bicycle accident claim. If your case is strong enough, we could appoint a solicitor from our team to represent you. They will present your case to the defendant’s insurer in a clear and professional manner. Furthermore, they’ll deal with any queries or objections that may be raised by the defendant. Throughout the claims process, you’ll be able to contact your solicitor if you have any questions and they’ll let you know about any progress regularly.
If you are ready to start the bicycle accident claims process today, call us on 0800 6524 881. When you do, everything will be clearly explained and your case review will be carried out over the phone right away.
Remember, all bicycle accident claims that we take on are processed on a No Win No Fee basis which allows you to relax because you know you’ll only pay solicitor’s fees if your case is won.