If you or a loved one has suffered a catastrophic injury that was caused because of somebody else’s carelessness or mistake, you could pursue a catastrophic injury claim for compensation.
What Is A Catastrophic Injury?
Catastrophic injuries are among the most serious type of injuries other than fatal. Catastrophic injuries usually result in irreversible and life-changing consequences such as severe burn injuries, spinal injuries resulting in partial or complete paralysis, amputations, chronic pain, brain damage, loss of bladder and bowel control, or circulatory and respiratory problems. Any of these disabilities and others can seriously affect the qualify of life and make it almost impossible to live a “normal” life.
Making A Catastrophic Injury Claim
If you’re considering making a catastrophic injury claim it’s never been easier to get free advice from personal injury solicitors. Most provide a free consultation which is primarily to determine whether or not you have a strong case and what you should do next to protect your legal rights.
During the consultation, the solicitor will want to discuss the details of what’s happened and may ask to see any evidence you might have thus far to support your personal injury claim such as photographic evidence, witness statements, and medical reports. The solicitor will weigh the merits of your case and if you have a strong case, they may offer to make the claim for you using a No Win No Fee agreement. If they feel there isn’t a case to answer they will typically advise not to proceed any further.
Personal injury solicitors have expert knowledge in this area of law. They should know exactly what is needed to put together a compelling claim. While working on putting together your catastrophic injury claim, the solicitor will consult with medical professionals to get their expert opinion on the extent of your injuries and what treatments you may need to undergo and for how long. This will help them calculate the maximum amount of compensation to claim for.
Due to the complexity of catastrophic personal injury claims, they can take longer to settle than claims involving less severe injuries. To help alleviate any immediate financial hardship your solicitor may ask for an interim payment to be made to cover expenses related to medical treatments, physiotherapy, counselling or modifications to your home or vehicle. This advance payment will be deducted from the final compensation amount.
How Much Compensation For Catastrophic Injuries?
The exact amount of compensation you can claim for a catastrophic personal injury will depend on the severity of your injuries, how much pain and suffering they have caused, and the future prognosis of the injury. These are known as general damages. To get an idea of what compensation may be available for general damages please use the calculator below.
Additionally, your solicitor will take into consideration special damages. These are essentially compensation for financial losses due to the injury. These might include medical expenses as well as the cost of ongoing medical treatments, physiotherapy sessions, and counselling, loss of income and perks, loss of amenity, cost of making changes in your home and vehicle to accommodate your injuries, and the cost of home care if necessary. You can claim for home-care even if you have a family member caring for you as this would prevent them from being able to earn a living themselves.
More information on general and special damages can be found here.
A No Win No Fee agreement is a legal contract between you and your solicitor/law firm. With a typical No Win No Fee agreement, your solicitor covers all fees related to your claim. You are not liable to cover any expenses at any time until the case is closed. In the event that you lose the catastrophic injury claim and are not awarded any damages, you are not expected to reimburse any of the costs incurred by your solicitor. If your claim is successful and you are awarded compensation, only then are you liable to pay your solicitor their fee, which in our case is an agreed percentage of the compensation awarded to you.
Before you sign a No Win No Fee agreement with whichever solicitor you choose to make your claim, you should ask about any details you might not be clear on. It is a legally binding contract so it’s best to be certain you know exactly what you’ll pay whether the claim is won or lost.
If you’ve suffered a catastrophic injury and would like to discuss making a catastrophic injury claim with a solicitor, please contact us for a free consultation today.