When a cyclist is hit by a car, there is very little protection to stop them from being injured. That makes cyclists one of the most vulnerable types of road users. Even minor collisions can result in cuts, bruises, and broken bones. In more serious cycling accidents, injuries can be life-changing or even fatal. If you’ve been hit by a car while riding a bike, you might be eligible to claim compensation for your injuries.
In this guide to claiming compensation for a cyclist hit by a car, we’ll look at what types of accidents could lead to a claim and demonstrate how much compensation could be paid out.
We can help if you or a loved one have been injured after being hit by a car. To start, we’ll review your case during a no-obligation case review. During the call, free legal advice about your options will be provided. If you then wish to proceed with legal action, we could ask one of our personal injury solicitors to talk to you about taking on your claim. You’ll be pleased to know that they’ll work for you on a No Win No Fee basis so you’ll only need to pay for their work if you are compensated.
If you’re ready to start a compensation claim right away, please call today on 0800 6524 881. Alternatively, you’ll find out more about the claims process throughout the rest of this guide.
Table of contents
- Am I Eligible To Claim Compensation As A Cyclist Hit By A Car?
- Common Causes Of Accidents Involving A Cyclist Hit By A Car
- Common Injuries To Cyclists Hit By Cars
- How Much Compensation For Cyclist Hit By A Car Could I Claim?
- Evidence To Support A Cyclist Hit By Car Compensation Claim
- Time Limits For Claiming Cyclist Hit By Car Compensation
- Claiming Compensation For A Fatal Accident
- Starting The Cyclist Hit By Car Compensation Claims Process
In legal terms, you could seek damages for any injuries sustained as a cyclist hit by a car during a Road Traffic Accident (RTA), if:
- The other road user (the defendant) owed you a legal duty of care; and
- They caused an accident because they were negligent in some way.
- You sustained injuries during the accident.
In most cases, a duty of care can be established by the Road Traffic Act 1988. This piece of legislation means that all road users must try to avoid accidents and reduce injuries by taking reasonable steps. This includes driving safely and in line with the rules of the Highway Code.
After a duty of care has been proven, the next thing to do is to supply evidence that shows how you were injured as a cyclist and what caused the accident. We’ll look at this can be done during the next section.
Let’s now take a look at the types of negligence that could entitle you to claim if you’ve been hit by a car on your bike:
- Dangerous or reckless driving. This can include speeding or aggressive driving. Road rage could also be a factor.
- Overtaking in an unsafe manner. You could claim as a cyclist hit by a car because the driver hit and injured you while trying to overtake you in an unsafe manner.
- Drink or drug driving. Any injury caused by a driver who was under the influence of drugs or alcohol could lead to a compensation claim.
- Failure to pay attention. It’s important for all road users to pay attention and think about the safety of others. Therefore, if you were hit by a car on a bike because the driver was on their mobile phone, using their satnav, or changing the radio station, you could be eligible to claim.
- Being hit by a car door. You could also claim if you were cycling alongside a parked car and you were hit when a door was opened.
These are just some examples of the types of incidents that could lead to a claim. If you are considering taking action, please get in touch and let us review your chances for free.
It would be hard to list every type of injury that could result when a cyclist is hit by a car. However, we’ve listed some of the more common below:
- Head injuries. Even if you were wearing a helmet, you could be concussed or suffer other head injuries after being knocked off your bike.
- Broken foot. A broken foot is often an injury cyclists suffer when hit by a car, commonly at traffic lights and roundabouts.
- Spinal and neck injuries. While some spinal injuries will be temporary, in more serious cases such as fractured vertebrae in your neck, cyclists can be paralysed after being hit by a car.
- Cuts, bruises and lacerations. While many of these injuries may seem minor, they can still have a financial impact from time off work and prescription costs.
- Spleen injuries. Damage to the spleen can be extremely serious and is a particularly common injury to cyclists hit by a car.
Whatever type of injury you’ve sustained as a cyclist hit by a car, we could help you to claim if the accident was not your fault. Please call today and let us know what happened.
The amount of compensation a cyclist hit by a car would receive if a claim was successful would be based on two types of damages:
- General damages. If your claim is successful, you’ll receive compensation to cover the pain, suffering, and loss of amenity caused by the car hitting you.
- Special damages. Here you’ll claim back any expenses or costs caused by the accident. For example, you could claim back the cost of replacing your bicycle, clothing, and other equipment damaged or lost during the collision.
As part of your claim, a medical assessment will be needed. This will be conducted by an independent expert and appointments can usually be booked locally by our personal injury solicitors.
The settlement you’d get as a cyclist hit by a car would primarily depend on what type of injuries you received and how bad they were. However, we’ve listed some examples of payout amounts for common injuries as a guide below.
|Back||Severe||£38,780 - £160,980||Severe injury to the upper or lower back, which may result in paralysis or other problems with the lower body's organs.|
|Back||Moderate||£12,510 - £38,780||This range of compensation amounts could apply to a variety of back injuries, including lumbar vertebrae compression, ligament or soft tissue injury, ongoing pain, and/or discomfort.|
|Back||Mild||Up to £12,510||Strains and sprains, soft tissue injuries, a slipped disc, and muscle soreness are all examples of less serious back injuries.
Recovery time and treatment would also be taken into account.
|Elbow||Extremely Severe||£39,170 - £54,830||Total restriction of elbow movement, which has resulted in impairment or necessitated surgery.|
|Elbow||Less Severe||£15,650 - £32,010||Where there's a restriction of movement in the arm as a result of the elbow injury, but it does not cause substantial handicap and no major surgery is required.|
|Elbow||Mild||Up to £12,590||A mild to moderate elbow injury that is currently causing pain but will allow full range of motion in the future.|
|Foot||Extremely Severe||£83,960 - £201,490||This covers the amputation of one or both feet and how it might affect the persons life.|
|Foot||Moderate to Severe||£13,740 - £70,030||A severe injury to one or both feet that results in foot limitation, fractures, or incapacity.|
|Foot||Mild||Up to £13,740||Covering injury to a foot that will recover.|
|Hand||Extremely Severe||£140,660 - £201,490||This range of compensation is intended to cover the amputation of one or both hands, as well as the total loss of use of a hand as a result of the injury.|
|Hand||Very Severe||£55,820 - £109,650||Injury resulting in the whole or effective loss of one hand, which has been crushed and later amputated, or the amputation of most of the palm and all fingers.|
|Hand||Severe||£29,000 - £61,910||Finger amputations and major loss of function are examples of injuries in this category.|
|Hand||Less Severe||£14,450 - £29,000||Hand crush injuries, piercing wounds, and severe lacerations are all possible.
In circumstances where the claimant has been rendered unable to use a hand correctly, the top end of the bracket would apply.
|Hand||Moderate||£5,720 - £13,280||Crushing injuries, extensive lacerations, and penetrating wounds are all common.|
|Hand||Minor||Up to £4,750||Minor soft tissue injury, puncture wounds, and crush injuries with a 6 month or less recovery time.|
|Head||Extremely Severe||£282,010 - £403,990||Victims who have become unresponsive as a result of serious brain damage, or who have entered a vegetative condition.|
|Head||Moderately Severe||£219,070 - £282,010||Brain damage, loss of limb feeling, personality change, and/or mental incapacity have left severe disability.|
|Head||Moderate||£43,060 - £219,070||Situations where memory is harmed, resulting in a reduced ability to work, to more severe cases where there is no likelihood of being able to work, personality changes, and a high risk of epilepsy.|
|Head||Less Severe||£15,320 - £43,060||There may still be some difficulties, such as affected memory or a small risk of epilepsy, but overall, the patient has made a good recovery.
Any impairment, as well as the severity of the original injury, are taken into account.
|Head||Mild||£2,210 - £12,770||Head injuries that haven't resulted in brain damage or only minor brain damage but may nonetheless have long-term consequences.|
|Leg||Extremely Severe||£97,980 - £282,010||One or both legs are amputated.
If the leg has been amputated below or above the knee, the compensation range takes that into account as well.
|Leg||Moderate to Severe||£27,760 - £96,250||Leg injuries that have resulted in movement restrictions and impairment with a long-term prognosis.|
|Leg||Less Severe||Up to £27,760||Leg fractures with an incomplete recovery range from simple leg fractures, breaks, or soft tissue trauma that has impacted the muscle.|
|Wrist||Very Severe||£47,620 - £59,860||Complete loss of function due to a wrist injury.|
|Wrist||Significant||£24,500 - £39,170||Despite the fact that a wrist injury has resulted in considerable and lifelong impairment, there is still some usable movement available.|
|Wrist||Less Severe||£12,590 - £24,500||A broken wrist that results in long-term impairment, such as pain and stiffness.|
|Wrist||Moderate||Up to £10,350||Wrist fractures and soft tissue injuries that are fully recovered or expected to be fully recovered but may take more than a year.|
|Wrist||Minor||Up to £7,430||Minor wrist fractures and an uncomplicated Colles' fracture.|
As no two claims are the same, please use these figures as guidance only at this stage and contact our solicitors for a free consultation.
If you are hit by a car whilst cycling, there are some steps you could take that may make a compensation claim easier. To support your claim, you could provide:
- Photographic evidence. It’s always a good idea to take pictures of the scene of the accident where possible.
- Medical notes. You should attend A&E or a minor injuries unit if you’re knocked off your bicycle by a car. Any x-rays and medical notes can then be used to support your claim by proving what injuries were sustained and the treatment that was required.
- Video recordings. If possible, you should try to secure a copy of footage from any dashcam, security cameras, or helmet-cam footage fellow cyclists may have that captured your accident.
- Witness details. If anybody else saw the car hit you, ask them for their name and contact details. This can be useful in cases where the defendant disagrees with your version of events.
- Emergency services reports. If the police or ambulance service attended your accident, their reports could be obtained to help establish what happened and the injuries you’ve sustained.
Once you’ve finished collecting evidence, please call our team if you’d like us to review it for you for free.
As you may already know, there are time limits that apply to road traffic accident claims. In most cases, you’ll have 3-years to begin your claim from the date of your accident, or from the date your injury was diagnosed.
We would suggest that you take action as soon as possible. By doing so, your solicitor could ask the defendant to pay for private medical treatment (if they have admitted liability) before the claim is finalised.
If you have lost a loved one who was hit by a car and killed when cycling, no amount of compensation is ever going to make things better. However, it can help with any financial problems that have been caused by the incident.
Compensation for fatal accidents could be sought by those who were financially dependent on the deceased and claims could also be made to cover immediate expenses like the cost of a funeral. For free support with the claims process, please contact our team today.
Whether you’re claiming as a cyclist hit by a car yourself or for a loved one, having a personal injury solicitor on your side should make the claims process easier. They could also improve your chances of being compensated the maximum amount.
If your claim is taken on by one of our specialist solicitors, they will:
- Review your accident in detail so that they fully understand how you’ve suffered.
- Arrange for an independent medical review.
- Gather other evidence to support your case.
- File the claim with the car driver or their insurance company.
- Deal with all aspects of communication for you.
- Use their experience and legal expertise to try and counter any objections regarding liability for the accident.
- Review any settlement offers with you to assess whether they are fair.
- Try to ensure you are compensated fully for your suffering.
If you’d like to find out how much compensation a cyclist hit by a car could claim and whether one of our solicitors could help you, please call us on 0800 6524 881. If your case is accepted, a No Win No Fee solicitor could start working for you right away.