As you might already know, if you’re injured in a Road Traffic Accident (RTA) caused by another driver, you could be paid compensation by the other driver’s insurance. But what happens if you were injured while driving a company car? Well, the process is actually almost the same. So long as somebody else was to blame for the car accident, you could still make a claim against them for your suffering.
In this guide to making a company car accident claim, we’ll explain what evidence you could use to support your claim and what you could actually claim compensation for.
If you would like to claim for a company car accident, we can help.
When you get in touch, one of our specialists will review your chances during a no-obligation review of your case. They’ll provide free legal advice about your options during your call and could refer you to a personal injury solicitor from our team if your case appears to have a realistic possibility of being won. Should the solicitor agree to take on your case, they’ll represent you on a No Win No Fee basis. As a result, you won’t have to cover the cost of their work unless you’re compensated.
To begin a company car accident claim right away, please call today on 0800 6524 881. Alternatively, please read on to find out more about your options.
Table of contents
- Am I Eligible To Make A Company Car Accident Claim?
- Types Of Driver Negligence Leading To Company Car Accident Claims
- Common Injuries Seen In Company Car Accident Claims
- Company Car Accidents Involving Uninsured Drivers
- How Much Compensation For An Accident In A Company Car Could I Claim?
- Evidence To Support A Company Car Accident Claim
- Time Limits For Making A Company Car Accident Claim
- Do I Have To Use My Employer’s Solicitors To Handle A Company Car Accident Claim?
- Starting The Company Car Accident Claims Process
In law, all road users have a duty of care to try and drive in a way that protects other road users. This is set out in the Road Traffic Act 1988. Before one of our personal injury solicitors can accept your case, they’ll assess whether:
- The defendant breached their duty of care because they were negligent; and
- An accident occurred because of that negligence; and
- You were injured in your company car as a result.
If you can answer yes to all three points it’s likely you’re eligible to make a claim so please contact us if you’d like to double-check and see what your next steps might be.
The types of negligence that might allow you to claim compensation if you were injured in an accident in a company car might include:
- Aggressive driving or road rage.
- Drinking under the influence of alcohol or drugs.
- Driving without due care and attention.
- Poorly maintained roads.
- Changing lanes or pulling out at a junction where there was not enough space to do so.
- General careless driving.
Later on, we’ll review what evidence might help to prove how the other driver was to blame for your accident.
There are a number of common injuries in company car accidents where compensation is claimed. They include the likes of:
Whiplash is a very common injury sustained in RTA’s. However, recent law changes mean that it’s not cost-effective for our solicitors to help with low-value claims as a new government portal has been designed to process whiplash claims worth less than £5,000. If you call to discuss your company car accident, we’ll let you know which course of action is most suitable in your situation.
Importantly, you could still be compensated if your company car accident involved a driver who couldn’t be identified (hit and run) or was uninsured. In these situations, a scheme operated by the insurance industry called the Motor Insurers’ Bureau (MIB) could help.
If you wish to pursue a company car accident claim through the MIB, please speak to our team to see if one of our solicitors could help.
When working out the amount of compensation to claim for injuries sustained in a company car accident, your solicitor will properly assess how you’ve been affected. Compensation will typically be based on the pain caused by the injuries (general damages) and also any financial impact (special damages) the accident in a company car has had.
Therefore, a final settlement amount could include compensation to cover:
- The physical pain at the time of your company car accident and during your recovery.
- Any impact your injuries have had on social life, hobbies and family life. This is known as loss of amenity which you can read more about here.
- Suffering from anxiety after a car accident, distress, depression and other psychological injuries.
- Any earnings you lost if your injuries meant you were too ill to work.
- Travel expenses (parking fees, public transport or parking costs etc).
- Medical expenses including the cost of private treatment (in some cases).
- Care costs if somebody else had to take time to support you through your recovery.
- The cost of replacing (or repairing) property damaged or destroyed in the company car accident.
- The cost of adapting your vehicle or home to make it easier for you to deal with ongoing disabilities.
- Future loss of income if your injuries will affect your earning capacity for the long term.
If you’d like to discuss a potential company car accident claim with an advisor and find out what you could be compensated for, please call 0800 6524 881.
No two company car accident claims are the same as each claimant will suffer in different ways. Therefore, until your case has been reviewed fully, it’s impossible to calculate what payout you would get. However, we have provided a compensation calculator to show the compensation ranges for a selection of relevant injuries:
To ascertain the severity of your injuries, you will need to have a medical assessment as part of the personal injury claims process. This means you’ll see an independent expert who’ll examine you and discuss how your injuries have affected you. After the meeting, they’ll write a report (for all parties in your claim) to explain what injuries you suffered and your prognosis.
To win a company car accident claim, it’s always best to supply evidence that proves who caused your accident, how it happened, and how you suffered as a result. This could include:
- Details about the other car and driver. At the scene of the accident, you should write down the make, model, and colour of the other car involved. You should also note the vehicle’s registration number and get the contact details of the other driver.
- Medical notes. If you were treated for your injuries, it’s possible to ask the hospital or doctor that treated you to provide a copy of any relevant medical records.
- Photographs. Where possible, you should capture the accident scene (if it’s safe to do so) in photographs taken from various angles. Ideally, this should happen before any vehicles are moved.
- Dashcam footage. If your company car or any other vehicles at the scene had a dashcam fitted, you should try to secure a copy of any footage as soon as possible before it is deleted.
- Witness information. Finally, if anybody else saw your company car crash, you should collect their contact details. If necessary, your solicitor could ask them for a statement of what they saw.
If you’d like us to review the evidence you’ve collected so far, please speak to one of our advisors today.
As with any type of car accident claim, you’ll have a 3-year time limit in which to make the claim. In most cases, this will begin on the date of the accident in the company car.
While there is a reasonably long time to take action, we’d advise starting as soon as possible to reduce the risk of missing out on any compensation you may be entitled to. This should allow your solicitor enough time to get medical reports and other evidence to support your case.
If liability for your accident is accepted swiftly, you could be compensated within months. Where your case is contested, or more investigation about the extent of your injuries is needed, a claim could take more than a year. In some cases, though, interim payments (explained here) might be paid by the defendant to help with any immediate costs.
Although your company’s insurers will try to recover the cost of repairing any damage to your company car, you are not obliged to use them to make your compensation claim.
You may decide that it’s better to engage with a law firm that specialises in car accident claims. This could mean your claim is processed more efficiently and might result in a higher amount of compensation. Importantly, if one of our solicitors agrees to act on your behalf, you won’t need to pay for their work unless you are paid compensation for your injuries.
Thanks for reading our guide on how to claim compensation if you’ve been involved in a no-fault company car accident. To start the company car accident claims process today, all you need to do is call our team on 0800 6524 881. When you contact us, we’ll review your case and provide free legal advice no matter what you decide to do next. If your case is suitable, one of our solicitors could begin working on it right away on a No Win No Fee basis.
We’re contactable via live chat 24 hours a day so please let us know if you’ve got any further queries about the process of making a company car accident claim.