Taxis, minicabs and private hire vehicles are a great way of getting around town if you don’t have your own vehicle with you. While trips are usually problem-free, taxi accidents do happen. As with any other type of Road Traffic Accident (RTA), you could be compensated for any injuries sustained in an accident involving a taxi. This guide on taxi accident claims will show you how the claims process works, the types of injuries you could claim for and how much compensation might be paid.
Our team offers a no-obligation consultation where your taxi accident claim will be reviewed. During your call, you can ask questions and you’ll receive free legal advice on your options. Should your claim have strong grounds, we’ll connect you with a personal injury solicitor from our team. If they agree to take on your claim, it will be managed on a No Win No Fee basis. That means you won’t have to pay their legal fees unless compensation is awarded.
Please read on to learn more about the taxi accident claims process or call our team on 0800 6524 881 today if you’d like to discuss your claim right away.
Table of contents
- What Is A Taxi Accident Claim?
- Am I Eligible To Make A Taxi Accident Compensation Claim?
- Common Causes Of Taxi Accident Claims
- Common Injuries From Taxi Accidents
- How Much Compensation For A Taxi Accident Could I Claim?
- Taxi Accident Compensation Calculator
- Evidence To Support A Taxi Accident Claim
- Time Limits For Claiming Taxi Accident Compensation
- Do I Need A Solicitor To Claim Compensation For A Taxi Accident?
- Starting The Taxi Accident Claims Process
A taxi accident claim is a type of personal injury claim based on an accident involving a taxi. Our solicitors can help taxi drivers, passengers, pedestrians and other drivers to seek compensation for any injuries sustained in an accident caused by another road user’s negligence.
Legally, if you want to claim compensation for a taxi accident, you’ll need to show that:
- The defendant (the party you’re claiming against) owed you a duty of care; and
- Negligence by the defendant caused a taxi accident; and
- You were injured during that accident.
For taxi accident claims, it’s usually quite easy to prove a duty of care because of the Road Traffic Act 1988. This explains that all road users must try to drive safely to try and protect others.
Therefore, when making a claim, the main task you can help with will be to provide evidence that shows how the accident happened, how you’ve suffered, and why the defendant was responsible for the taxi accident. We’ll explain the types of evidence that could help later on.
Due to the number of taxis on the road, it is inevitable at some point that one will be involved in an RTA. To give you some idea of when you could claim compensation for a taxi accident, we’ve listed a few scenarios below:
While we might automatically assume that it’s the taxi driver who is at fault when a car accident with a taxi occurs, there are numerous occasions where the taxi driver is not at fault. Collisions with other vehicles can lead to RTA claims by the taxi driver and passengers for injuries and trauma as a consequence of the incident. RTA claims are usually made against the third-party driver’s insurance company with all drivers legally obliged to have insurance coverage in place.
The situation can become a little more complicated when a taxi driver is injured as a consequence of a third-party collision. This can have a material impact on their working life, create significant financial loss and lead to additional costs such as the rental of a new taxi while the original vehicle is repaired.
Those who have experienced the hustle and bustle of everyday life in London, as one example, will be well aware of how very busy London roads are. Where there’s a car accident and taxi driver negligence is to blame, a taxi passenger will be able to claim compensation against the taxi driver/taxi firm in the event of injury. There is also the opportunity for the third-party vehicle driver (and passengers) to make a taxi accident compensation claim where injuries have been incurred and the taxi driver has been found liable.
The situation can become a little more complicated when the taxi driver is self-employed but all taxi drivers are legally obliged to have sufficient insurance coverage in place.
Impact injuries as a consequence of taxi passengers not wearing a seatbelt, which is illegal (other than some exceptions), can often lead to taxi accident compensation claims. Many people may be surprised to learn that even though this may be seen as the fault of the passenger, the taxi or minicab driver may be found partially liable due to their driving actions. In this type of situation, a court will typically reduce the headline compensation award due to “shared liability”.
While local authorities have a legal obligation in making sure that all roads are safe for vehicles there are occasions where due to wet patches, ice or simply over breaking by the driver, vehicles can skid and crash, causing injury.
As far as the passengers in a taxi accident are concerned many will look to pursue a taxi passenger accident claim against the driver although the court may rule shared liability in the event that the local authority or council were negligent in failing to maintain the roads to an appropriate standard. This type of case can sometimes drag on because of the potential for shared liability with third parties fighting their corner.
In incidents where the taxi driver has been found liable for a road traffic collision, the pedestrian who has been injured may look to make a taxi accident claim. Where there has been a death, the family or representatives of the deceased may also be able to claim compensation from the taxi driver. Again, some instances of pedestrians being hit by a taxi are not straightforward and the pedestrian may well be forced to share liability if, for example, they walked into the road unannounced.
Fortunately, hit-and-run accidents involving taxis are few and far between but in the event that drivers, taxi passengers or pedestrians suffer an injury as a consequence of the impact, they can still make a taxi accident claim. The claim would go through the Motor Insurance Bureau which is an industry-funded scheme that pays compensation for injuries where the perpetrator is never found. Please refer to this page for more information on hit-and-run claims.
In a taxi accident claim, you could be awarded damages for any type of injury sustained through no fault of your own. Some of the most common injuries our personal injury solicitors deal with include:
If you’ve been injured in a taxi accident and believe you should be compensated, please speak to our team for a free assessment of your claim.
To determine how much compensation for a taxi accident you could claim, any settlement will be based on how you’ve suffered (general damages) and any associated costs or expenses (special damages). Therefore, a taxi accident claim could include compensation to cover:
- Physical pain and suffering caused by your injuries and subsequent treatment.
- Psychological injuries such as distress, anxiety and Post-Traumatic Stress Disorder (PTSD).
- Any effect your injuries have on your normal hobbies and activities.
- Lost income where your injuries prevent you from working.
- The cost of replacing items damaged during the accident (laptops, phones, clothing etc).
- The time spent by somebody else caring for you.
- Physiotherapy and private medical treatment for your injuries.
- Travel costs.
- Future loss of income for longer-term injuries.
- Vehicle or home adaptations if you are left disabled and the changes will improve your quality of life.
As you can see, there’s a lot to consider when filing a taxi accident claim. We believe that working with a specialist solicitor will improve your chances of being awarded the maximum level of compensation possible to cover your suffering. Please call our advice centre to check if one of our solicitors could help you.
Each claimant involved in a taxi accident will have almost certainly suffered differently from the next. For example, if the accident involved a motorbike, the rider is likely to suffer more serious injuries compared to a similar accident involving another car. The same if it was a cyclist hit and injured in an accident. Because of that, it’s not possible to estimate without all of the details exactly how much compensation you could claim for your injuries.
However, personal injury solicitors can refer to Judicial College compensation guidelines when assessing a taxi accident claim and estimate what compensation could be claimed for specific injuries. Using our taxi accident compensation calculator below you can refer to these settlement figures to gain an idea of how much compensation you may be due.
Please bear in mind that these are guideline amounts only as each claim is unique.
During the claims process, an independent assessment of your injuries may be needed. Once a medical expert reports back on your prognosis, your solicitor will try to determine what payout you should get.
When you file a taxi accident claim, the defendant’s insurance company is highly likely to deny everything from the outset. This is common practice and it means your solicitor will need to arm themselves with evidence to support your claim. It will need to prove who caused the accident, how it happened, and the extent of your injuries. This could include:
- Details about the taxi and taxi driver. This should include the vehicle’s number plate, the taxi license number and the driver’s contact and insurance details.
- Photographs of the accident scene. Ideally, these should be captured before any vehicles are moved if it’s safe to do so.
- Police report. If the taxi accident was reported to the police, obtain a copy of their report.
- Medical records and X-rays. Where injuries to a passenger in a car accident are incurred you should always have your injuries treated properly at a hospital or minor injuries unit.
- Witness information. If your accident was seen by others, ask for their contact details. Your solicitor might need statements from them at a later date.
- Dashcam footage. If you can, act quickly to secure dashcam footage from the taxi you were in or other vehicles that stopped at the scene of your accident.
- Financial records. If you’ve lost earnings or suffered other financial losses as a result of the taxi accident, you’ll need evidence such as your payslips, tax returns, bank statements, invoices and receipts.
Essentially, the more evidence you can provide to support your claim, the stronger your case is likely to be. A personal injury solicitor on our team can help you to gather and present the necessary evidence to support your compensation claim so please let us know about any you’ve secured already when you call and we’ll review it for free.
As you may know already, there is a 3-year time limit for personal injury claims. Generally, for injuries suffered in a taxi accident, this will start on the date the accident happened. However, if an injury isn’t apparent right away, such as PTSD after a car accident, the time limit would begin from when the PTSD was diagnosed.
If a child’s been hurt in a car accident, a litigation friend could make a claim for compensation on their behalf anytime before they’re 18. If not, they would have 3 years from their 18th birthday to start a claim themself.
The process of gathering evidence relating to the accident is easier if you begin the claims process sooner rather than later. Additionally, there’s a chance your solicitor could request an interim payment before your claim is finalised to help you deal with the financial impact of your injuries or to pay for private medical treatment.
No, it’s not a legal requirement to use a solicitor to claim compensation for a taxi accident in the UK, but in our opinion, it can be highly beneficial to do so.
A personal injury solicitor can provide expert legal advice and guide you through the entire taxi accident claims process. They’ll help you with gathering the necessary evidence to support your claim, liaise with the relevant parties on your behalf and negotiate a fair settlement for your injuries and losses.
Overall, while it is possible to make a claim without any help, using a solicitor may significantly increase your chances of success and ensure that you receive the compensation you deserve.
We hope this guide has been helpful. If you’d like to find out more about the taxi accident claims process and if you could be entitled to compensation, please call us on 0800 6524 881 today. There’s no obligation to proceed with a claim but we’ll provide free legal advice about your options whatever you choose to do.
If you agree to work with one of our solicitors, you won’t need to pay their legal fees unless you’re compensated. Their No Win No Fee service usually makes the claims process a lot less stressful.
Please use our live chat service if you have any additional questions about making a taxi accident claim.