When you suffer a personal injury in an accident that was clearly the fault of the other party, is it necessary to contact a personal injury solicitor, and are they even required?
If the accident was so clear cut it is natural to think that you have a straightforward case and it should be easy to file and win a personal injury compensation claim by yourself. In theory, that’s exactly how it should be. However, when you actually start the process of filing the claim by yourself, you are likely to come across several obstacles that could make this very difficult.
When Personal Injury Solicitor’s Are Called For
Personal injury is a serious matter for you and any family and depending on the severity of the injury, it is something that can change your life completely.
Personal injury involves a vast range of consequences from pain and suffering to reduced earnings, loss of present income, loss of potential future income, mounting medical expenses and decline in quality of life.
With so much at stake, it is important that any accident claims should be handled only by expert professionals which is exactly what a personal injury solicitor is.
It could be that your particular claim involves some complex legal issues or your injuries are so severe that the compensation you are claiming varies greatly from the norm. Hiring an experienced accident claims solicitor can help you put forward a strong case that will get you the compensation that you deserve.
The following types of injuries and accidents most definitely call for an experienced personal injury solicitor’s help:
• Severe Injuries:
How much you will be compensated will be determined mostly by how severe your injuries are and your potential loss of earnings. However, evaluating the severity of any injury is not easy. You have to factor in any medical expenses, how long it is expected to take for you to recover, etc.
There are many loopholes in trying to gather together this information and this is where a personal injury solicitor will make sure you receive the highest compensation possible.
• Long Term or Permanent Injuries:
Some injuries could affect your physical capabilities over the long term and there are others, such as spinal cord injuries that could even leave you permanently disabled. Determining how much you should claim for can be very complex and without expert help, you could end up settling for far less than is due to you.
• Medical Malpractice:
If your injury is due to unprofessional, incompetent or careless treatment dispensed by any medical professional, whether a doctor, nurse, clinic, hospital or laboratory, you may be able to claim compensation for medical malpractice but navigating the complex medical and legal intricacies involved can be challenging and you should definitely not attempt to go this route without an experienced solicitor.
Dealing With The Insurance
Dealing with the insurance company of the other party is almost always a nightmare. No insurance company will agree to settle a personal injury claim in good faith even if they know it is due to you. It’s not surprising considering it is not in their best interests to make a payout. In fact most insurance companies will try their best to throw out your claim and if that is not possible, they will do everything they can to bring your claim down to the minimum amount possible.
Insurance companies know that the faster they move in to make a deal with you, the higher the chances that you will accept the deal and not go looking for a solicitor. However, you can be sure that the accident compensation they are offering is nowhere near enough to cover all of your medical expenses, loss of earnings and other out of pocket expenses.
Irrespective of the nature or severity of your injury, it is against your best interests to accept any deal made by the insurance company that represents the party at fault in the accident. Always seek legal advice so you get the proper compensation due to you and never sign or agree to anything before consulting with any local personal injury solicitors.
All of our PI solicitors work on a ‘no win no fee’ basis. If you would like to know more on how ‘no win no fee’ works, please read this article, or please feel free to call/ contact us and we’d be happy to answer any questions you might have.
Sometimes, just the fact that you have a personal injury solicitor representing you is enough to get the insurance company to pay up rather than face a long-winded trial that they know they will lose.